Energy label aspects per 1-1-2026
Each house or apartment has to be provided with an energy label by law (if to be sold). If you buy a home in 2026 the energy label of your house will co determine what amount can be added to your regular max loan (on income) amount.
A better energy label results in a lower monthly energy bill, hence there is more budget for your mortgage loan costs.
That is why the amount stated below (2026) can be added to the loan amount, provided 100% spent on dedicated energy saving measures.
Besides, a better energy label also provides you with more comfort.
Finally if you decide to invest in energy saving measures the municipality or government is sometimes willing to grant financial support;
www.https://www.rvo.nl/onderwerpen/verduurzamen-woningen
| Energy label current home | Amount to be added to regular loan to income amount |
| E, F, G | + 0 EUR |
| C, D | + 5.000 EUR |
| A, B | + 10.000 EUR |
| A+ up to and including A++ | + 20.000 EUR |
| A+++ | + 30.000 EUR |
| A++++ excl. “energieprestatiegarantie” | + 30.000 EUR |
| A++++ incl. “energieprestatiegarantie” for minimum of 10 years | + 40.000 EUR |
Renovation / Sustainability / Energy Saving Measures
Below you will find the extra amount that can be borrowed for sustainability / energy saving measures (depending on the energy label of your home)
| Energy Label | Maximum Amount |
| E, F, G | + 20.000 EUR |
| C, D | + 15.000 EUR |
| A, B, A+ tm A+++ | + 10.000 EUR |
| A ++++ and better | + 0 EUR |
If the current owner sells the hoe If you do have plans regarding buying and finance a home including renovation / energy saving measures / sustainability plans please contact us so that we can see what options meets your requirements best !