Energy label aspects per 1-1-2025
If you buy a home in 2025 the energy label will co determine what amount can be added to the “regular” max to borrow (on income) amount assessment, please see chart below
| Energy label current home | Amount to be added to regular loan to income amount |
| E, F, G | + 0 EUR |
| C, D | + 5.000 EUR |
| A, B | + 10.000 EUR |
| A+ up to and including A++ | + 20.000 EUR |
| A+++ | + 30.000 EUR |
| A++++ excl. “energieprestatiegarantie” | + 40.000 EUR |
| A++++ incl. “energieprestatiegarantie” for minimum of 10 years | + 50.000 EUR |
Renovation / Sustainability / Energy Saving Measures
Below you will find the extra amount that can be borrowed for sustainability / energy saving measures (depending on the energy label of your home)
| Energy Label | Maximum Amount |
| E, F, G | + 20.000 EUR |
| C, D | + 15.000 EUR |
| A, B, A+ tm A+++ | + 10.000 EUR |
| A ++++ and better | + 0 EUR |
If you do have plans regarding buying and finance a home including renovation / energy saving measures / sustainability plans please contact us so that we can see what options meets your requirements best !