What amount can I borrow on my income ?

Let us calculate your max loan to income amount for you, based on your

employer statement

most recent salary slips (3)

(sometimes your labour contract will be necessary)

Please visit our site to arrange a chat / video call. With the docs stated above we can help you determining the income suitable for a mortgage loan

Relevant aspects for your maximum loan to income;

  • labour contract (indefinite nature or temporary ?)
  • if temporary labour contract positive prolongation statement (pls see 3rd paragraph – employment continuation statement) (*)
  • future increase in income (unconditional) due to CLA or other arrangements
  • Alternative ways of determining your income
    • UWV verzekeringsbericht
    • Arbeidsmarktscan
  • financial commitments (personal loan, revolving credit line, study loans, family loans, alimony and any other financial commitment whatsoever)
  • current mortgage loan financial commitments
  • future income changes (f.e. pension, retirement)

(*) pls send us your employer statement (filled out and signed by your HR Dept) and most recent salary slips and we can calculate your max amount to borrow, and inform you about other relevant aspects in a FTF meeting a/o video call